Capital One 360 has been a part of my life for 11 years. No, really… check it out:
When I got the opportunity to scream from my own mountain top (known as this blog) about them, I jumped, practically begged to be a part of the news! I love being a part of such a great way to save, from building up monthly goals to direct transfers (easy to do right from their app), I’ve been a loyal saver for 11 years. Because I’ve changed dating partners more than savings, I hope you believe me when I tell you Capital One 360 can change your life… especially with the generous offers they have on sale for Black Friday!
For me, the goal is to have a nest egg. Not a rainy day fund, but a safety net for the bills that roll in for unexpected things- the roof, a medical expense (we have quite a few), new tires… you get the point. Dave and I really got off our game when we became parents, cashing in my 401k, overly extending credit and losing our savings. We love our babies, and wouldn’t change a thing, but moving forward we want to get back in the swing of things. There are so many things we want to do, from Disney to New Zealand, but we need to be prepared for what happens at home.
For that, we have a Capital One 360 account. If you know our story, you know that saving is not always easy for us, but, as you can see above, there is always a bit to add- just something for the Emergency Fund we really should have! Did you know that your emergency fund is supposed to cover 3 months of living without any income?! Obviously we have a ways to go, but adding what I can when I can is made so easy with Capital One 360! I can just use my app whenever there’s a spare dollar and move it to my savings- there’s no minimum to transfer! For me, this season, it was an issue of not just remembering everyone on my shopping list, but not to losing sight of my own financial goals. All of Capital One 360’s Black Friday Sale deals are designed to encourage consumers to keep their finances on the top of their mind. Seriously… even if you’re already a customer! In addition to taking advantage of deals on banking, brokerage and mortgage products yourself, you can give your friends and family the gift of financial peace of mind by encouraging them to take advantage of the deals and referring them to the sale. If they sign up, you may be eligible for a $40 referral bonus! And as a new customer? Don’t even get me started… from savings to closings, Capital One 360 is the place to be this Friday! With offers like $1,200 off home closings and $100 bonuses on different accounts (including checking!), your financial peace is just a click away!
So, how can you start an emergency fund? Check out how we’ve been saving money and you can do it too!
This holiday season, remember you! Stay on track with your financial goals with Capital One 360’s Black Friday Sale!!!! And share!!! What’s your goal this year? Ours is to have an emergency fund AND buy a new home! …all possible with Capital One 360!
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
We don’t have an emergency fund right now. I may need to give Capital One 360 a try.
Tonya recently posted…Show Your Holiday Spirit with the #HolidayHouseProud Decorating Contest!
Nest eggs are crucial! We’ve been saving ours for years now, for retirement. It feels good to know you are preparing for the future!
Tammi @ My Organized Chaos recently posted…Festive Layered Dessert Squares
I really need to start building up my nest egg, I’m so excited that we’re finally in a place to be able to!
Dawn Lopez recently posted…Clever Ways to Use Your Smart Device for Christmas
This is an excellent way to save money! Thanks so much for sharing these wonderful tips with us!
Melanie K. recently posted…Home for Thanksgiving with Reser Fine Foods
I love these tips, we’re finally able to get our finances in order and our credit in shape. We’ve learned so many things along the way! Our goal is to finally buy our home!
Dawn Lopez recently posted…Time Saving Appetizer Hacks for Holiday Parties
This is a great idea! It makes it so easy to save.
Melissa Pezza recently posted…Non Toxic Cleaning with Mega Mess Wipes
My husband and I created an emergency fund the second we both had full-time jobs–it’s important to have money when things get rough and the **** hits the fan!!
~Cathy~
OurMiniFamily.com
Cathy @ Our Mini Family recently posted…Pinecone Christmas Trees
What a great idea. This is the easiest way to save money I’ve ever seen.
Krystal recently posted…5 Things to Do Every Day to Save Money For College
What a great way to save money! An emergency fund is a must.
Elizabeth @ Being MVP recently posted…2014 Holiday Gift Guide | Little Twig and Sparrow + #Giveaway #HGG
Yeah, I’ve heard about needing three months worth saved at least. I think we have that much, but I’d love to be saving more.
Heather recently posted…Get Pinned #Pinterest Party!
I am with Heather–I have also heard that 3 months is the best guideline for saving!
Cathy @ Our Mini Family recently posted…Santa Hat Frosting
those are some great tips. Hubby and I are horrible at saving and totally need to get on the ball. I am totally going to look into opening an account.
I love this 360 program. I know how important it is to save, but I’m really terrible at it. =(
Jennifer recently posted…Tips for Black Friday Shopping #ODOMXBlackFriday
This is a great idea, it is so important to be prepared. There are many little emergencies that can happen, from a roof leak to a refrigerator that no longer works, and without an emergency fund it is tough to fund these expenses.
Anne recently posted…Star Wars: The Force Awakens Trailer
This is a great way to have financial peace. I will be sure to check out the Black Friday goodness from Capital One 360.
Stefany recently posted…Bad news for a blogger
That’s one thing I’m really good at — saving, but I’ll continue to do it for as long as I can!
Liz Mays recently posted…Thankful for Friends #StreamTeam
those are great tips! having a cushion is so important to have, but also very hard to do these days.
i didn’t know that. Great suggestions.
Ah saving can be so hard, especially when it feels like there is not enough as it is. Our goal was to pay off all our debt this year (except student loans) and we did it! Now we just have to stay that way!
Aimee Smith recently posted…Electronic Gifts for the Entire Family @MicrosoftStore #MSFTStore #ad
I do not have an emergency fund set up at the moment. We are remodeling at the moment, but I hope to start one when we are finished.
Mistee Dawn recently posted…Check out these two great mobile phone accessories from Mpow!
Great tips. Thanks for sharing this sale. Looks great.
April recently posted…How to Avoid the January Financial Hangover
Emergency funds are SO important. We’ve had one for a while, but sadly have reached the point where it keeps evaporating quicker than we can replenish it. Back to the drawing board for trimming expenses for me!
LauraOinAK recently posted…Take Control of Your Financial Health at the Capital One Black Friday Sale
I am starting a emergency fund right away. Thanks for sharing such a great post.
We have a decent emergency fund, but we are working on our vacation fund for next year right now! Back to San Diego next summer.
Both my personal savings and IRA are with Capital One 360! Love their products and uniqueness.
Amy Desrosiers recently posted…Pistachio Cherry Christmas Cake Recipe
We have all kinds of saving.We have come along way from living paycheck to paycheck. Thank you for sharing good ideas.
Kristin recently posted…Shop Tobacco Free This Holiday Season
A nest egg would be really great. There are many nights that I stay awake worrying the what ifs… thanks for sharing. I totally need to look into this
It is amazing to have a nest egg put away for when you need it. Especially for retirement!
I love black Friday shopping. I also have heard that Capital One is a great company!
Stacey- Travel Blogger recently posted…Tips To Help Boost Your Immune System #sponsored #MC #ImmuneSupportZarbees
That sounds like a super easy way to save money. Preparing for the future is important!
It’s so easy to go into debt during this crazy shopping season. We only pay cash, that way we stay on track. Or if we do charge we turn right around and pay it off. We only charge if we have the cash on hand.
Tiffany (A Mom’s Take) recently posted…Open Weekend at Sam’s Club #TrySamsClub
i love capital one. we usually use our cards to get rewards then pay it off before we pay interest.